Cheap car insurance in Reading, PA

Reading city in Pennsylvania is the seat of the County of Berks in USA. This city has a population of about 87,575, making it the 5th biggest city within Pennsylvania State. It’s situated in the south eastern part of Pennsylvania State. This city is about halfway between the capita of the state, Harrisburg and the most populated city, Philadelphia. It’s strategically located along a major route of transportation form Eastern to Central Pennsylvania. The city lent its name to Reading Railroad that transported the anthracite coal from Coal Region of Pennsylvania to the east of USA via the Philadelphia Port.

Reading city is popular for its several tourist attractions being located at an altitude of one thousand feet above the sea level. The 120 foot tall Memorial Fire Tower structure that was constructed in the 1940’s is located in this city.

Reading Car Insurance Information

Reading City is at position 4 in a list that contains cities of Pennsylvania States with the most costly auto insurance rates. Vehicle owners of Reading pay about $379 less in their auto insurance premiums as compared to the auto insurance average of the state. In addition, they pay $1,133 more as compared to the auto insurance average of the whole country.

In Reading city, the average auto insurance rates per year is approximately $2,033/ year in comparison to the national auto insurance average of $900 per year. This makes it necessary to shop for few auto insurance quotes before purchasing the insurance policy for your car.

The table below clearly shows the average auto insurance cost of Reading, Pennsylvania State and the national average.

CHEAPEST CAR INSURANCE COMPANIES IN Reading

We compared the car insurance rates of Reading City in order to identify the insurance company with the cheapest rates. The rates of car insurance vary depending on the sex or the age of the driver. However, the biggest factor that affects the costs of auto insurance is the variability in quotes of the companies.

For instance, the highest auto insurance quote in Reading city was $1452 while the cheapest quote of auto was $1188. We therefore compel you to always obtain quotes form a minimum of 3 auto insurance firms and compare their rates.

To makes things much simpler, we have made a list of the 5 cheapest car insurance firms in Reading and their yearly rates of auto insurance in the table below.

Rate Car Insurance Company Annual Insurance Rate
1 Erie $1,188
2 General Casualty $1,212
3 The Hartford $1,380
4 Harleysville $1,440

Reading Car Insurance Rate by Zip Code

In the above table, we’ve recorded data that compares various rates of car insurance rate in Reading by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes. For instance, the average auto insurance rate for a 30 year old male driver in Reading at 19605 zip code is $530. On the other hand, the average rate of auto for a similar driver at 19601 zip code increases up to $637. We can clearly see that there is a price increase of about $107/ year when there is a change in the zip codes within Reading City. Therefore, it is important to select the appropriate zip code so as to obtain the cheapest auto insurance rates in Reading. Luckily, this is exactly what Network auto insurance does for you. We assist you select the appropriate zip code when insuring your car to ensure that you get the cheap car insurance in Reading.

Zip Code Average rate
19611 $584
19610 $544
19609 $542
19607 $552
19606 $569
19605 $530
19604 $634
19602 $646
19601 $637777

Reading CAR INSURANCE RATES BY AGE

Age Women Men
70 $1489 $1504
60 $1346 $1361
50 $1365 $1380
40 $1476 $1492
30 $1538 $1553
20 $3002 $3113

The table below contains data that compares the rate of auto insurance in Reading for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.

For instance, the average rate of auto insurance in Reading for a 20 year old male driver is $3002. Contrarily, the average rate of auto insurance for women within the same age group increases to reach $3113. In addition, the car insurance rate for 30 year old female and male drivers is almost similar costing about $1,050 / year.

We can clearly see a huge decrease in price ($1,500/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Reading’s auto insurance quotes within the age range of 30 to 70 become stable costing approximately $1,200 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Reading, Pennsylvania.

MINIMUM CAR INSURANCE REQUIREMENT IN Reading

Insurance type Study limits
Underinsured motorist coverage $30,000/accident or $15,000/person
Property damage $50000/accident
Bodily injury liability $30,000/accident or $15,000/person

Reading city requires car insurance with the minimum protection from bodily injury of $15000 for every person or $30000 for every accident as well as $5000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.

Top car insurance agents in Reading

Jim Ruoff: Berks County Insurance Group

4950 Hafer Rd, Reading, PA 19606, United States

www.berkscountyinsurance.net

Adoniram Insurance

500 Buttonwood St, Reading, PA 19601, United States

www.adoniraminsurance-pa.com

JVK Insurance Agency

1514 Fayette Ave, Reading, PA 19607, United States

www.insuranceforusa.org

Advocate Insurance

507 Madison Ave # 1, Reading, PA 19605, United States

https://advocateinsures.com/

Nationwide Insurance: Advance Insurance Group

2711 N 5th Street Hwy, Reading, PA 19605, United States

http://advance4myinsurance.com/

Brenda Bechtel; Farmers Insurance

1103 New Holland Rd, Reading, PA 19607, United States

agents.farmers.com

Acceptance Insurance

3312 N 5th Street Hwy, Reading, PA 19605, United States

acceptanceinsurance.com

Nationwide Insurance: Spotts Insurance Group

730 Washington St, Reading, PA 19601, United States

spotts4insurance.com

Insurance Agency

4714 Perkiomen Ave, Reading, PA 19606, United States

Reading PA DEMOGRAPHY

About Reading

Reading city is located in the south of Pennsylvania State. The Public Museum of Reading exhibits works by Degas and the Egyptian mummy. In addition, it includes an arboretum and a planetarium. The Museum of Mid-Atlantic Air displays the vintage aircraft that includes military planes. For the past few years, Reading city has turned into a destination of many cyclists. With trails of over 125 miles in 5 major preserves. Reading is an International Ride Center of Mountain Bicycling Association.
  • Population 88,495 (2018)
  • Population Density 8,983 per sq. miles
  • Per Capital Income $13,086
  • Latitude 40.3337622
  • Longitude -75.9603199
  • Land Area 26.11 km2
  • Area code 484 and 610