Reading city in Pennsylvania is the seat of the County of Berks in USA. This city has a population of about 87,575, making it the 5th biggest city within Pennsylvania State. It’s situated in the south eastern part of Pennsylvania State. This city is about halfway between the capita of the state, Harrisburg and the most populated city, Philadelphia. It’s strategically located along a major route of transportation form Eastern to Central Pennsylvania. The city lent its name to Reading Railroad that transported the anthracite coal from Coal Region of Pennsylvania to the east of USA via the Philadelphia Port.
Reading city is popular for its several tourist attractions being located at an altitude of one thousand feet above the sea level. The 120 foot tall Memorial Fire Tower structure that was constructed in the 1940’s is located in this city.
Reading Car Insurance Information
Reading City is at position 4 in a list that contains cities of Pennsylvania States with the most costly auto insurance rates. Vehicle owners of Reading pay about $379 less in their auto insurance premiums as compared to the auto insurance average of the state. In addition, they pay $1,133 more as compared to the auto insurance average of the whole country.
In Reading city, the average auto insurance rates per year is approximately $2,033/ year in comparison to the national auto insurance average of $900 per year. This makes it necessary to shop for few auto insurance quotes before purchasing the insurance policy for your car.
The table below clearly shows the average auto insurance cost of Reading, Pennsylvania State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Reading
We compared the car insurance rates of Reading City in order to identify the insurance company with the cheapest rates. The rates of car insurance vary depending on the sex or the age of the driver. However, the biggest factor that affects the costs of auto insurance is the variability in quotes of the companies.
For instance, the highest auto insurance quote in Reading city was $1452 while the cheapest quote of auto was $1188. We therefore compel you to always obtain quotes form a minimum of 3 auto insurance firms and compare their rates.
To makes things much simpler, we have made a list of the 5 cheapest car insurance firms in Reading and their yearly rates of auto insurance in the table below.
Rate | Car Insurance Company | Annual Insurance Rate |
---|---|---|
1 | Erie | $1,188 |
2 | General Casualty | $1,212 |
3 | The Hartford | $1,380 |
4 | Harleysville | $1,440 |
Reading Car Insurance Rate by Zip Code
In the above table, we’ve recorded data that compares various rates of car insurance rate in Reading by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes. For instance, the average auto insurance rate for a 30 year old male driver in Reading at 19605 zip code is $530. On the other hand, the average rate of auto for a similar driver at 19601 zip code increases up to $637. We can clearly see that there is a price increase of about $107/ year when there is a change in the zip codes within Reading City. Therefore, it is important to select the appropriate zip code so as to obtain the cheapest auto insurance rates in Reading. Luckily, this is exactly what Network auto insurance does for you. We assist you select the appropriate zip code when insuring your car to ensure that you get the cheap car insurance in Reading.
Zip Code | Average rate |
---|---|
19611 | $584 |
19610 | $544 |
19609 | $542 |
19607 | $552 |
19606 | $569 |
19605 | $530 |
19604 | $634 |
19602 | $646 |
19601 | $637777 |
Reading CAR INSURANCE RATES BY AGE
Age | Women | Men |
---|---|---|
70 | $1489 | $1504 |
60 | $1346 | $1361 |
50 | $1365 | $1380 |
40 | $1476 | $1492 |
30 | $1538 | $1553 |
20 | $3002 | $3113 |
The table below contains data that compares the rate of auto insurance in Reading for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.
For instance, the average rate of auto insurance in Reading for a 20 year old male driver is $3002. Contrarily, the average rate of auto insurance for women within the same age group increases to reach $3113. In addition, the car insurance rate for 30 year old female and male drivers is almost similar costing about $1,050 / year.
We can clearly see a huge decrease in price ($1,500/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Reading’s auto insurance quotes within the age range of 30 to 70 become stable costing approximately $1,200 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Reading, Pennsylvania.
MINIMUM CAR INSURANCE REQUIREMENT IN Reading
Insurance type | Study limits |
---|---|
Underinsured motorist coverage | $30,000/accident or $15,000/person |
Property damage | $50000/accident |
Bodily injury liability | $30,000/accident or $15,000/person |
Reading city requires car insurance with the minimum protection from bodily injury of $15000 for every person or $30000 for every accident as well as $5000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.
Top car insurance agents in Reading
Jim Ruoff: Berks County Insurance Group
4950 Hafer Rd, Reading, PA 19606, United States
www.berkscountyinsurance.netAdoniram Insurance
500 Buttonwood St, Reading, PA 19601, United States
www.adoniraminsurance-pa.comJVK Insurance Agency
1514 Fayette Ave, Reading, PA 19607, United States
www.insuranceforusa.orgAdvocate Insurance
507 Madison Ave # 1, Reading, PA 19605, United States
https://advocateinsures.com/Nationwide Insurance: Advance Insurance Group
2711 N 5th Street Hwy, Reading, PA 19605, United States
http://advance4myinsurance.com/Brenda Bechtel; Farmers Insurance
1103 New Holland Rd, Reading, PA 19607, United States
agents.farmers.comAcceptance Insurance
3312 N 5th Street Hwy, Reading, PA 19605, United States
acceptanceinsurance.comNationwide Insurance: Spotts Insurance Group
730 Washington St, Reading, PA 19601, United States
spotts4insurance.comInsurance Agency
4714 Perkiomen Ave, Reading, PA 19606, United States
Reading PA DEMOGRAPHY
About Reading
- Population 88,495 (2018)
- Population Density 8,983 per sq. miles
- Per Capital Income $13,086
- Latitude 40.3337622
- Longitude -75.9603199
- Land Area 26.11 km2
- Area code 484 and 610